Thank you very much, Mr. Chair. I want to thank all the witnesses for being present today.
I'll start my questions with the Bank of Canada.
As noted, there were significant losses from 2020 to 2023. Your policies largely account for some of those challenges. Of course, there was a global pandemic. You just mentioned some of the decision-making processes around how your analysis for supply feeds into the policies you make, but in between that time, in addition to what you've already said, what is the total amount of losses, including the indemnities paid by the Government of Canada?