I think I would separate what we call our extraordinary monetary policy, which is the actions we took during the pandemic that I described earlier. The losses are being generated by our government bond purchase program.
In our normal operations we also have settlement balances. In our normal operations we're able to manage our interest rate risk by offsetting those settlement balances with investments of a similar duration so that we don't get that interest income differential and we don't run losses.
That's normal operations. The losses are generated by the extraordinary monetary policy we took in response to the pandemic. The losses are temporary. We can give you the exact numbers and duration, but they are temporary. We will go back to a surplus position.