Thank you, Chair.
It's interesting where we're going in this meeting, but it's a good exercise to look back at, I guess, the near past of the last 20 years and what could have been done and what should have been done but was ultimately not done.
Mr. Wernick, given your experience with both governments during that time, can you point to any particular time or decision that would have changed the trajectory of the outcomes for housing for first nations vis-à-vis how the federal government approached resolving this problem?