It's very difficult, because section 89 of the Indian Act does not allow for the seizure of property on reserve. Through the innovative process of a tripartite agreement among indigenous financial institutions, the band council and individual homeowner, we have been able to put $28 million in mortgages into the system, which has resulted in over 300 units being built or renovated in first nations communities in Canada.
Now we're seeking the capital to expand the program in Quebec and across the country. Home ownership is not for every first nation, but it absolutely has to be part of the equation going forward. We have creditworthy individuals who want to be able to pay for their housing, and it's unfair that dependency on social housing programs has left us in this particular situation.