Some banks and institutions have actually come a long way. They have a variety of different departments within their bank that are very focused on economic reconciliation, capital access for first nations and supporting indigenous businesses. Others do not have that same expertise.
I would say that the history of Canada has been one of economic exclusion of first nations people. This is a hard pattern to break. The good news is that—I sense this in capital markets and corporate Canada—there is a growing recognition of the economic advantage of reconciliation. This isn't just the right thing to do. It is the smart thing to do.