If it was a complaint or a challenge, it would have been very early on. I think things got smoothed out quite a bit.
To Mr. Jones's point, while we talk about the RRRF—and you talk about it running from May 2020 and moving to closing up in June 2021—there were, in effect, four trunks to the program. We adjusted the program—again, we were at the bottom of the rung, along with our CFDC partners—between changes that would happen to CEBA, to their wage subsidy and to the rent subsidy, so our program had to change to adapt to all those changes as they went along.
As you know, CEBA was worth $40,000 at the beginning. As the pandemic lingered and needs increased, it moved to $60,000. We likewise had to move our programming to reflect that when we were copying the CEBA-type loans, and we worked with the CFDCs to do similarly.
Throughout that period, from May 2020 to June 2021, that program evolved at four different periods, so we worked closely with our CFDC colleagues. As the overall package and portfolio of federal supports changed, being the lender of last resort in that regard, being the safety net, we had to adjust to all that. We worked closely with our CFDC partners to make sure we were able to do that and that they were given the information they needed to make sure that what they were providing was in line with where the rest of the federal supports were going.