Thank you, Mr. Chair.
I have to say I'm still questioning why Mr. Bains is before our committee, as both Mr. Perkins and Mr. Cooper got to ask him questions in June. I'm wondering about their competency in auditing and whether or not they are competent to actually ask questions, because you'd think that when you get the time to ask questions, you'd get to the bottom of this. However, this is obviously not about getting to the bottom of this, as we've seen.
I've been here for only about five meetings—