I'm sure that all of you have read the Auditor General's report. I'm going to focus on recommendation 8.24, which is that EDC, along with Finance, should “consider appropriate actions, including legal implications and options to recoup loan forgiveness from ineligible small businesses.” Again, on the recommendation, EDC said, “Partially agreed.” Finance said, “We fully agree.”
What's the rationale for EDC's response in terms of “partially agreed”? Do you not see that from a legal perspective, if you have to recoup some of...? If they default, are you not in a legal position to do so? Or is it because you just don't believe that you have a strong legal case, given the fact that you had approved? You had deemed those eligible small businesses, even though they were ineligible based on the criteria...but you accepted it at that time.