Very good. There is agreement.
I am afraid I'm going to give our two witnesses a little bit of time to prepare themselves, as in seconds.
Ms. Bowers, I hope you're ready. I hope you did not throw your notes aside, as I tend to do when I'm done.
If you're ready to proceed, I'll ask you to begin your remarks. You have five minutes. Is that acceptable to you?
Thank you very much.