I'll say three things.
First, dual intent is a contributing factor. The department will have to make a decision and see what can be done to correct that. The refusal rate is due in large part to the dual intent criterion.
We also look at the financial aspect.
Lastly, the final factor that has an impact on the data and that I look at closely is the fraud rate, which is very high. It isn't specific to the continent; fraud occurs in other parts of the world—