Thank you for the question.
It is true that some of our programs are more difficult, as you said. With the federal lands initiative, we don't have very many Canadian office buildings in rural parts of Canada, so the federal lands initiative is not one that's likely, proportionally anyway, to have great benefits in the rural areas of Canada. There are issues in other programs as well.
At CMHC, we are administering programs as designed by the government, so we follow the rules of the programs that we're designing. If your question is about how we can adapt our programs in the future so that they are more appropriate, the policy lead on that has been transferred to Housing, Infrastructure and Communities Canada, and they may have some thoughts about how they would want to address that going forward.
I can assure you that I am aware of the issues you've raised. We are administering the programs that we have to the fullest extent that we can, but I acknowledge that they don't all work well.