The biggest tools are the affordable housing fund itself and the apartment construction loan program, which is bigger than that. This is a program that offers low-interest financing to developers of purpose-built rentals in exchange for commitments that they make to moderate some of the rents to make them more affordable, to have energy efficiency or accessibility, and other criteria in the program. In exchange for those, they have access to a low interest rate—essentially a subsidized interest rate—from the government, to allow them to make the math work on purpose-built rentals. That's an incredibly successful program. We're funding about $6 billion a year of purpose-built rentals through that program.
We have other, smaller programs, but of our other big tools, the big one is our mortgage loan insurance, which most Canadians know as something that they might need on their mortgage. An individual homebuyer might need to have insurance on his or her mortgage. More to the point, today we are doing $60 billion a year of insurance on purpose-built rentals, and that is an incredible contributor to a new supply of apartments in Canada.