I want to draw your attention specifically to paragraph 11 of the agreement. It sets out the basis on which the relationship can be terminated. There are two provisions in it. One is on material misrepresentation or failure to disclose information at the time of admission. The second is a “deliberate and material contravention by me and my obligations under this protection agreement”. But there is no third point that specifically acknowledges that criminal activity will be grounds for termination.
That struck me, because there is a specific part in the policy, near the end of the policy, that says that a crime will be grounds for termination. Do you know if that was an omission or an oversight, or is it intentional that paragraph 11 does not contain a specific acknowledgement by the protectee that crimes will be a basis for termination?