I think it varies, but I would say too much time is spent. And that certainly is a concern that's been raised with me, and we are trying to take steps to reduce the administrative burdens on our officers. We're doing that by trying to make adjustments to our demands, to the efficiency of our systems, and by adjusting the mix of employees between regular members on the one hand and other staff on the other.
On February 12th, 2009. See this statement in context.