There are a number of ways. We have a lotto in Canada. It doesn't matter what your status is. Suddenly, if your number is up, you win the jackpot—huge amounts of money, tax-free money. But I would suggest that if for whatever horrible reason your number is not up, it's the worst day of your entire life and you lose your loved one, who in many cases is the breadwinner of the family....
You know, there are many ways.