Okay, thank you very much. I very much appreciate that.
I had one question as well for our other witness, Ms. Lower-Basch.
You mentioned some of your concerns, two of which had to do with social finance, but you also indicated that there are options to that. I think we have to remember that when you get into social finance, a lot of it has to do with the contract that's established up front. So if organizations are afraid they're not going to get the money from their initial investment returned to them, that would be part of the contract process. I just wanted to clarify that as well.
I guess I'll leave it be for now.
Thank you, Mr. Chair.