That's one of the concepts. That would be applicable in a social impact bond case, but as you noted, I had outlined different tools. I think that's the one that's very much out there in the discourse, and one we're familiar with. Certainly you would be, because of the Peterborough pilot. You're probably looking at that. That would be the idea there.
The savings would potentially accrue over time. We don't know yet. This has to be proven; it's new. This is preventive. It's very much an investment model. In social policy, in my area, we often talk about the benefits of taking preventive approaches to social policy as opposed to remedial approaches, which can be far more costly. Preventive approaches demand that you make an investment up front to prevent something from happening later on. This is very much premised on that kind of model. You are making an investment.
The kinds of savings you accrue are not going to happen in your next fiscal year, presumably. You're trying to bring about change in an individual who, in the case of crime prevention or other complex social issues, requires multiple interventions, and that's embedded in doing impact investing and social finance. They require multiple interventions, often across government departments or across jurisdictions. That kind of attention to individuals and their challenges is going to occur over a period of years, and the savings you're going to see are going to be no further along.