Thank you for your presentation.
The fact that we're doing this study versus some other public safety issues we could be looking at obviously shows that the government is interested in social finance. I'm still trying to figure out why. I'm still trying to figure out what social finance is, to be honest with you.
What do you see as the benefit to government from promoting a more extensively social finance? What's the benefit to a government as a result of social finance? Does it reduce their costs? Can they download some programming? Why do you think the government is so interested in this issue?