It hasn't been my experience. TD Bank was our biggest investor in Vermont. They had over $75 million invested with Housing Vermont.
My experience is that private financial institutions and private corporations, given the opportunity, are looking for ways to move into this kind of investment. They're looking for ways to strengthen their communities. Frankly, trying to highlight it and give those opportunities tends to create a rising tide for all. I have not found it difficult within the right environments to attract private investment to things that people would be surprised at.