It concerns me, but perhaps for a slightly different reason than it concerns you.
We always think about review as simply trying to make sure everything is on the up and up and everybody does everything right, but as the commissioner and SIRC will tell you, it's like peer review; it's trying to make people better at what they do, looking at their methodology, looking at their professionalism, and looking at their training. That, I think, is a matter that is regularly missed in this discussion.