Have there been any internal discussions as you're looking at it? People are saying this system is onerous and it's too complicated. Have there been any discussions as to this is one way we could simplify it?
I know you can't talk to us about the policy. That's why I'm trying to get to, if you're looking at the system, has anyone made a recommendation that you could streamline this piece, and it would make it a lot easier for applicants?