It's very difficult, in part, when we talk about these types of scams. If the person, Julie, willingly sends the money, it's hard to indicate whether it is a fraud if you're the banker and Julie walks in and says, “Listen, I really want to do this and this is what I want to do.”
We do work with banks and we do a lot of work with other reporting entities to make sure we have indicators that we can develop with them so they can ask the right questions. But if Julie is answering those questions in a certain way, I don't know that Julie would enjoy the bank stopping her from transferring the money if she really wanted to do it.