I'll invite you to answer, Mr. MacKillop, in the language of your choice. However, to be as technical as possible, allow me to ask my questions in French.
You have clearly explained that FINTRAC is not an investigative agency but an agency that analyzes reports, as its name indicates.
Am I correct in saying that because you carry out analyses, you are able to detect abnormal behaviours or fraudulent schemes, whatever they may be? With respect to the new schemes that are being used, what is the technological aspect that has evolved over the past five or ten years? What technological evolution have you seen in the schemes you analyze?