In a money-laundering scheme, you could say that the whole transaction chain is legal, except for the criminal origins of the money being laundered. I think that the technical means being used to launder money, despite technological progress, now accelerate transactions, which allows the perpetrators to cover their tracks better. These technological means hinder investigations, as the transactions go through different countries.
Do you think that the new technologies that are being used simply increase the efficiency and speed of the transactions, or are they used as tools for fraud or crime in the cyber world? I am excluding cryptocurrencies here, as that is a fairly particular universe. Is the technology being used to increase the speed of transactions, or are there other technologies that are in fact direct attack tools?