I had a meeting this week with the Canadian Association of Mutual Insurance Companies. They actually joined us today. The meeting was about open banking. I didn't even know what it was and they explained it to me. I know the United States is looking at moving toward that. Are you familiar with it?
The concept is you get financial tech firms, like Wealthsimple that we have here, that would have access to banking data. You have the banks up here, which in Canada are extremely heavily regulated. The information would flow into a portal like Expedia.ca and they could access it to tailor your request.
To me, that type of system seems ripe for all kinds of cybersecurity and privacy breaches. It is something that apparently Europe is doing, and the United States is moving toward that as well.