Thank you, both, for being here.
Mr. Masson, sticking with machine learning and AI.... In this study, we've looked a lot at the implications of non-state actors—people trying to steal money, and things of that nature. It's a very abstract idea, but I'm just wondering where your thoughts are on the uses of AI by state actors. In other words, we've clearly delineated what the boundaries are for use of force and, for example, when there's a conflict between countries, what a war crime is, and things like that. Unless I'm mistaken, I don't think that delineation is quite as clear when it comes to attacking critical infrastructure, particularly if we're using this kind of machine.
I'm just wondering—and this question is kind of open-ended—what your thoughts are on how state actors are deploying this and what kinds of concerns there could be in the financial sector, or others that could potentially be affected, where those rules of engagement don't necessarily exist yet.