—and Ms. Fournier-Dupelle.
I'm going to invite them to make their opening statement. The TD witness who is about to arrive is a little concerned that what TD has to say is a little different from what the Office of the Privacy Commissioner has to say.
I'm going to play it by ear a little bit as to whether we merge the two witnesses, or go back and forth.
With that, we'll ask you to make your opening statement.