Thank you, Mr. Smolynec.
Just to update colleagues before I ask Mr. de Burgh Graham for his seven minutes of questions, TD does have a concern about sitting at the same table with a regulator. I think we should respect that concern, so I'm therefore going to have to divide the time in half, in which case members are not going to get the same amount of time for questions of the Office of the Privacy Commissioner, which I think is quite regrettable.