I can speak for Payments Canada. We're at the infrastructure layer. We would write the rules around how that works, and we run the systems that do the cheque imaging and enable the digital image. But all the security and all the services provided to a consumer would be through their bank. We would support the bank, support our members in that, but it's at the policy level of the bank.
On April 8th, 2019. See this statement in context.