Last year, Interac experienced 4,300 of these phishing websites. We worked with a leader in the industry, a partner of ours, to take them down. It's a similar partner that works with many financial institutions. The larger financial institutions experience many more phishing incidents or fraudulent websites that are put up.
The websites are intended to collect personal, identifiable information—login credentials or other such means of identity—of Canadian consumers, so they can take over their bank accounts or other payment processing to extrapolate the money from their accounts. That's the intention of the websites. We are finding that they've been getting more sophisticated in recent years. I think folks would agree that they're getting better at stealing logos and branding and making it look like a legitimate website.
We do participate heavily in public education in this regard. It's very important to know that your financial institution isn't going to send you links and emails to click through to these malicious websites. There are ways that we educate the public to double-check that they are, in fact, on their own financial institution's website or Interac's website, and not on a spoofed website.