I would say yes, absolutely. It is further enhanced with every amount of information sharing that we have.
Of course, we participate, as Justin and Martin said, in a lot of central forums, in information sharing through some committees, and the CCTX has been a great addition in recent years. But the actual event sharing in the moment of a particular theme or threat vector that is in the marketplace at any given time is really pivotal to detecting it and preventing that fraud. Then it benefits the entire ecosystem. We at Interac will speak with individual financial institutions on a daily basis, because those threat factors continuously change. It's been quite effective.