I believe it depends on the risk rules. That's not my area of expertise, so I don't know the specifics, but there are limits depending on the age of the account, whether your account has been verified with identification and whether we've verified the account holder's history. There are other methods of raising that limit based on knowledge and know-your-customer indicators on trusting the account holder.
On May 29th, 2019. See this statement in context.