Now, for my last question.
You mentioned a potential savings of $47 million over five years, or money collected in connection with OAS overpayments. You also said, though, that you didn't expect much of an impact on OAS recipients. Unless I'm mistaken—bear with me as I look for it in your speaking notes—the proportion would be something along the lines of 0.1%.
How do you explain such a minimal impact and, yet, such a large amount of money?