That's helpful. Thank you.
With respect to the actual application process, is it your sense that the three-part test generates any kind of burden of proof akin to the bounds of probabilities or even beyond that?
What I'm getting at is the potential of some type of fee creeping in, even though there's no application fee per se, so that if somebody has to go through extensive steps of proving eligibility under the three criteria, they might actually have to retain counsel or some type of advisory process or services; or is it user-friendly enough that the applicant could establish the three criteria easily without onerous expense?