I don't think I can answer on behalf of insurances companies. They have to answer that part.
Yes, there are certainly some technologies we can use to basically make it more difficult. The thing is that although any system is not 100% secure, if we make it difficult or create a process so that it takes longer to attack or get into the vehicle, that could be a deterrent for whoever is trying to steal that car. In a way, if a car takes 15 or 20 minutes to steal because of some of the principal challenges that are placed along the way, that will deter the thieves.
Unfortunately, I can't say what the insurance companies can do. I can only answer on the technology side.