Yes. Thank you, Mr. Chair.
My intention is to ask questions for a few minutes and then to move my motion, which was provided last week.
Thank you to all of you for being here. As a B.C. MP, I thank and welcome our fine people from ICBC. I also welcome and thank very much the people who are here in person.
I'm relatively new to the committee. I'm still kind of getting a handle on all this.
Mr. Jack, I heard you speak, and the question I'm curious about is this: How did we get here? How did we get so complacent? You described this as “the equivalent of a flood or a tornado”. I was quite happy to hear that you have some tangibles, but how did we actually get here, to something that really is at a crisis level?