I believe that question is directed to GoFundMe, so I will address it. Thank you.
Mr. Chair, we endeavour to have a posture at GoFundMe and processes, procedures and tools that we believe surpass the regulatory requirements we are under. Our decisioning on our platform is guided by the terms of service we have that documents what is permissible and what is not permissible on our platform. Our policies and procedures are designed to enforce these terms of service and are guided by them.
I would also remind the committee of what I mentioned in my opening remarks. We believe that there are multiple layers of framework here, and compliance. There are the investments that GoFundMe makes with our over 80 employees. Over 20% of our workforce is dedicated to policy monitoring, enforcement, financial crimes prevention, sanctions screening, etc. Then, of course, we work in partnership with our payment processing partners and their related obligations. Banks and card networks are ultimately involved in the final transactions. Across these three layers, there is significant participation and oversight by the different parties.
I'll stop there.