It goes beyond Russian involvement. It goes into international crime, and we suspect also that there is Chinese involvement. It is, of course, the issue of transparency. One of the difficulties we've always had, in terms of being able to determine just exactly what the involvement of others is in the financial system, is that it's very hard to trace, in terms of both any regulatory regime and any government action.
If I have any overall statement on that, it is that it has to have some greater visibility in terms of what the transactions are, and there has to be a move away from the privacy that often protects these types of actions.