Thank you.
I'd like to go to you, Mr. Yalkin.
You raised some important issues through OSFI. I have two questions for you.
First off, have you been consulted at all on Bill C-26? Was the banking sector consulted before the legislation was tabled, or afterwards?
Second, how many cyber-attack incidents have we had in the financial institutions covered by OSFI's mandate? How many cyber-attacks were there in 2023? Is that number increasing, decreasing or staying stable?