Thanks, Chair.
Thanks to all the witnesses for being here today.
Maybe I'll start by going back to your opening remarks, Mr. Quadir and Mr. Bélanger, which were quite good.
Maybe I misheard or I didn't understand completely, or perhaps you ran through it a bit too quickly for my attention this morning. Maybe I was too focused on the federal budget in anticipation of this afternoon.
Can you slow down and describe to me what you are specifically proposing?
I understood there were two policy changes. You're saying there's a need for a new framework, but I want to make sure I fully understand what you meant by that. I wasn't sure whether I completely captured it in my mind.
Could you maybe revisit that?