Thank you very much, Mr. Chair.
I'll go back a little bit more to some of the good things cooperative housing is doing and the success story that it is right across the country.
I have two federal cooperatives in my riding, and I've visited both of them. I've met with the boards and I've spoken to many of the members. They're very proud of these homes. They're very proud of these complexes that many of them have lived in. The complexes are coming close to their 35-year end, and some of them have lived there the entire 35 years, which is incredible.
One of the things I'm curious to know is whether the Co-operative Housing Federation has looked at...I know the non-profit housing sector to some degree tried to do it, and I don't know how successful it was. Maybe The Co-operators or the other insurance and mortgage-related guys would be interested in this. Have you looked at trying to pool assets? Have you looked at establishing a capital revolving fund so that if you do have a cooperative that needs quite a significant amount of capital improvement work—if it has to replace windows and the roof and bricks and balconies and other things, if it's an apartment building—co-ops across the country could kind of pool resources to work together in the cooperative spirit, rather than thinking that either the federal government or the provincial government, or in the case of Ontario, where housing has actually been downloaded to the local municipalities in a lot of cases, would be stuck with the bill? Have you looked at the assets you have there?
There have to be hundreds of millions of dollars of real estate assets that the cooperative community will in essence own when these mortgages are paid off. Have you looked at creating something like that so that you can make cooperative housing sustainable for another 50 years or longer?