You actually segued into my next question, which was about CMHC. There are some pilot projects right now where the cooperatives are working with the credit unions to try to lend and extend. From what I understand, they're facing huge penalties to break those pre-existing mortgages. Whereas most other mortgages might face penalties of 1%, 2%, or 3%, from what I understand, co-ops are looking at potentially 8% or 9% to break those mortgages. Could you comment on that?
On July 10th, 2012. See this statement in context.