Thank you.
I want to thank our witnesses.
Mr. Barrett, thank you for your presentation. I have a question I'd like to ask you. You mentioned Denmark and Holland, saying that the federal government in each of those countries was very supportive. Could you tell us more about that?
What's more, I believe the president of La Coop fédérée said in a speech that Denmark was also a model country as far as credit unions were concerned. Could you elaborate on that?