Because they have about the same amount or even more.
We've heard comments that there are $350 billion of assets out there, but surely to God that's not the money that's available to co-ops. That's the money, or a good chunk of it, the co-ops are holding, which belongs to their clients. Is that correct? We need to understand the difference here, because when I asked the minister in the House what the government had done since announcing its intentions in January 2012, he responded by saying they got $350 billion of capital and therefore they don't need our help. So I want to make sure that I understand what the nature of that capital is. Is it basically members' assets or members' own personal assets?