That's a very good question. For example, the last large capital investment we borrowed for was for building a new dryer in Guelph, Ontario. When no one else wanted to build it, the co-op stood forward and filled the need. That's my political announcement.
It was very difficult for the credit union sector to be able to loan us $50 million in one sum. I could get a million dollars here and a couple of million there, but you can't pay a mortgage that way. So unfortunately, or fortunately, if our bank sees it that way, we had to go to the bank to borrow that, with great difficulty and by putting a greater number of my assets up as a lien, which no other organization would have been forced to do. But because they didn't understand the model, I had to put up a lot of my assets as security for that loan. I am glad to say that we paid that loan off in four and a half years, to make sure the banks didn't get as much interest as they deserved.