Our member shareholders—because of the last three years—can't take their shares out, even if they sell their gear or whatever, until they become 65. At that time they retire and we release the shares.
We've had a great deal of investment. Over the last several months we've had members who've retired and have had as much as $40,000 worth of shares. To be honest with you, that's all some of them have as a retirement package from the industry, so it makes it very difficult for them.
For somebody who's maybe clearing $25,000 a year, $40,000 is a lot of money, but our struggle is to try to keep that money, from somebody who's only making $25,000 a year, there and growing.