I'll just cut you off, sir, because you're in the habit of giving homework to students, I presume, so I would like to turn that around and ask you the same. I would like to ask if you could supply the committee with some examples of where the access to capital is difficult or unequal for large, established business co-ops or for start-ups. I'm aware of one, the workers' co-ops, and I'm hoping we will get to hear from them. Let's say they start up with 20 members and there's a 10% restriction or limit on RRSP investments. At 20 members, then, they're limited, and they're excluded therefore; there is a definite unequal access to capitalization by virtue of that 10% rule. I'm aware of it, and I'm hoping we'll have a chance to deal with it as a committee. Are there examples of that nature you're aware of?
On July 24th, 2012. See this statement in context.