Yes, absolutely, but probably not in the way you were mentioning, like the Royal Bank of Canada.
As I mentioned in the introduction, the Desjardins Group already has close to $200 billion in assets. It is quite a large financial institution and active throughout Canada through its caisses populaires or subsidiaries.
We are also providing services and products to other credit unions. Don't underestimate our intercooperation together, as it's one of the characteristics of co-ops. We try as much as possible to work together. Within Desjardins we even have a special team to discuss and be in continuous contact with the credit unions to see how we can work better together, how we can offer those services. But at the same time, the purpose of a caisse populaire or a credit union is also to remain grass-rooted in its community.
That's why I always mention the way we work, which is more through a network. So it would be a network of caisses populaires or credit unions under a federation. We believe that a large part of the success of Desjardins is because its federation has real, effective power over the whole network. In the rest of Canada there are centrals in every province, but you have some that are active in more than one province. For example, Central 1 is a central that is active in British Columbia and Ontario.
So you will see, I believe, a lot of evolution on the credit union side and the caisse populaire side in the upcoming years.