Your day gets full, and before you can help the next guy your day is finished.
You mentioned the red tape reduction piece and the compliance piece from a banking point of view. If you have some ideas as to how we can better suit smaller credit unions from a compliance point of view, with large banks from a compliance point of view, we'd all be happy to hear it. We keep hearing about it, but I'm not sure I've heard a solution yet other than, “Gee, I wish it were better.”
So if you can think of something along those lines, I'd love you to provide it to us at some point.