I meant to imply that it was far more likely that the credit unions in the west would come east than that the ones in the east would go west.
I think the western credit unions are very strong. They have a long-standing successful history. I don't believe some of them would be interested in going outside their province. I think they are quite competitive, but others have different views. I think Ontario represents a big opportunity for them. It's the biggest consumer market in the country and it's where credit unions have the lowest market share. For sophisticated western credit unions, I think they'll take a long hard look at it.